Detailed Guide: Using RAIFFEISEN REGIONALBANK ACHENSEE EGEN SWIFT Code for Global Transfers
When dealing with international finance, precision is paramount. The RZTIAT22352 Business Identifier Code (BIC) is the exclusive digital signature for RAIFFEISEN REGIONALBANK ACHENSEE EGEN located in MAURACH. Without this precise string of characters, your international wire transfer could be delayed, routed to the wrong intermediary, or returned with significant banking fees.
1. Understanding the 11-Character Logic
The code RZTIAT22352 is not a random sequence. It follows a strict ISO-9362
hierarchy that tells the global financial system exactly where your money needs to land:
- RZTI: The Bank Code representing RAIFFEISEN REGIONALBANK ACHENSEE EGEN globally.
- AT: The Country Code, identifying that the bank is regulated under Austria laws.
- 22: The Location Code, usually pointing to the MAURACH hub.
- 352: The Branch Code, specifying this exact physical office.
2. How to Receive Money in MAURACH
If you are a resident or business owner in MAURACH, you must provide the following information to your international sender. For transactions involving RAIFFEISEN REGIONALBANK ACHENSEE EGEN, ensure these fields are filled accurately in the MT103 (SWIFT Message Type):
| Field Name | Required Value |
|---|---|
| Beneficiary Name | Your Full Legal Name |
| Account Number | IBAN or Regional Account Format |
| BIC/SWIFT | RZTIAT22352 |
| Destination Bank | RAIFFEISEN REGIONALBANK ACHENSEE EGEN |
| Branch Location | MAURACH, Austria |
3. Potential Fees & Intermediary Banking
It is important to note that a transfer to RAIFFEISEN REGIONALBANK ACHENSEE EGEN might not be direct. Depending on the relationship between your sender's bank and the AT banking system, an "Intermediary Bank" might be involved. These banks may deduct a "Handling Fee" ranging from $15 to $50. Always ask your sender to choose the OUR instruction if they wish to cover all costs, or SHA to share the fees with you.
4. Frequently Asked Questions (Verified Answers)
What happens if I use the Head Office SWIFT instead of the MAURACH branch code?
In most cases, RAIFFEISEN REGIONALBANK ACHENSEE EGEN will
automatically route the funds to your account based on your Account Number/IBAN. However,
using the local RZTIAT22352 is recommended for faster processing
and lower risk of manual intervention.
Is RZTIAT22352 the same as a Routing Number?
No. Routing numbers are primarily used for domestic transfers within the USA. For international transfers to Austria, the SWIFT code is the standard identifier used by the global banking network.
How can I verify if this code is still active?
The code RZTIAT22352 for
RAIFFEISEN REGIONALBANK ACHENSEE EGEN is part of the latest directory update. We
periodically refresh our database to ensure all codes for MAURACH are compliant
with current financial standards.
Note: Financial data changes. While RZTIAT22352 is
verified for RAIFFEISEN REGIONALBANK ACHENSEE EGEN, always perform a small test transfer for high-value
transactions. This resource is for educational purposes regarding the banking infrastructure in
MAURACH, Austria.