Detailed Guide: Using PERFETTI VAN MELLE HOLDING B.V. SWIFT Code for Global Transfers
When dealing with international finance, precision is paramount. The PEMHNL22 Business Identifier Code (BIC) is the exclusive digital signature for PERFETTI VAN MELLE HOLDING B.V. located in BREDA. Without this precise string of characters, your international wire transfer could be delayed, routed to the wrong intermediary, or returned with significant banking fees.
1. Understanding the 11-Character Logic
The code PEMHNL22 is not a random sequence. It follows a strict ISO-9362
hierarchy that tells the global financial system exactly where your money needs to land:
- PEMH: The Bank Code representing PERFETTI VAN MELLE HOLDING B.V. globally.
- NL: The Country Code, identifying that the bank is regulated under Netherlands laws.
- 22: The Location Code, usually pointing to the BREDA hub.
- XXX: The Branch Code, specifying this exact physical office.
2. How to Receive Money in BREDA
If you are a resident or business owner in BREDA, you must provide the following information to your international sender. For transactions involving PERFETTI VAN MELLE HOLDING B.V., ensure these fields are filled accurately in the MT103 (SWIFT Message Type):
| Field Name | Required Value |
|---|---|
| Beneficiary Name | Your Full Legal Name |
| Account Number | IBAN or Regional Account Format |
| BIC/SWIFT | PEMHNL22 |
| Destination Bank | PERFETTI VAN MELLE HOLDING B.V. |
| Branch Location | BREDA, Netherlands |
3. Potential Fees & Intermediary Banking
It is important to note that a transfer to PERFETTI VAN MELLE HOLDING B.V. might not be direct. Depending on the relationship between your sender's bank and the NL banking system, an "Intermediary Bank" might be involved. These banks may deduct a "Handling Fee" ranging from $15 to $50. Always ask your sender to choose the OUR instruction if they wish to cover all costs, or SHA to share the fees with you.
4. Frequently Asked Questions (Verified Answers)
What happens if I use the Head Office SWIFT instead of the BREDA branch code?
In most cases, PERFETTI VAN MELLE HOLDING B.V. will
automatically route the funds to your account based on your Account Number/IBAN. However,
using the local PEMHNL22 is recommended for faster processing
and lower risk of manual intervention.
Is PEMHNL22 the same as a Routing Number?
No. Routing numbers are primarily used for domestic transfers within the USA. For international transfers to Netherlands, the SWIFT code is the standard identifier used by the global banking network.
How can I verify if this code is still active?
The code PEMHNL22 for
PERFETTI VAN MELLE HOLDING B.V. is part of the latest directory update. We
periodically refresh our database to ensure all codes for BREDA are compliant
with current financial standards.
Note: Financial data changes. While PEMHNL22 is
verified for PERFETTI VAN MELLE HOLDING B.V., always perform a small test transfer for high-value
transactions. This resource is for educational purposes regarding the banking infrastructure in
BREDA, Netherlands.