Detailed Guide: Using OCEAN COMMERCIAL ONE MEMBER LIMITED LIABILITY BANK SWIFT Code for Global Transfers
When dealing with international finance, precision is paramount. The OJBAVNVX Business Identifier Code (BIC) is the exclusive digital signature for OCEAN COMMERCIAL ONE MEMBER LIMITED LIABILITY BANK located in HAI DUONG. Without this precise string of characters, your international wire transfer could be delayed, routed to the wrong intermediary, or returned with significant banking fees.
1. Understanding the 11-Character Logic
The code OJBAVNVX is not a random sequence. It follows a strict ISO-9362
hierarchy that tells the global financial system exactly where your money needs to land:
- OJBA: The Bank Code representing OCEAN COMMERCIAL ONE MEMBER LIMITED LIABILITY BANK globally.
- VN: The Country Code, identifying that the bank is regulated under Vietnam laws.
- VX: The Location Code, usually pointing to the HAI DUONG hub.
- XXX: The Branch Code, specifying this exact physical office.
2. How to Receive Money in HAI DUONG
If you are a resident or business owner in HAI DUONG, you must provide the following information to your international sender. For transactions involving OCEAN COMMERCIAL ONE MEMBER LIMITED LIABILITY BANK, ensure these fields are filled accurately in the MT103 (SWIFT Message Type):
| Field Name | Required Value |
|---|---|
| Beneficiary Name | Your Full Legal Name |
| Account Number | IBAN or Regional Account Format |
| BIC/SWIFT | OJBAVNVX |
| Destination Bank | OCEAN COMMERCIAL ONE MEMBER LIMITED LIABILITY BANK |
| Branch Location | HAI DUONG, Vietnam |
3. Potential Fees & Intermediary Banking
It is important to note that a transfer to OCEAN COMMERCIAL ONE MEMBER LIMITED LIABILITY BANK might not be direct. Depending on the relationship between your sender's bank and the VN banking system, an "Intermediary Bank" might be involved. These banks may deduct a "Handling Fee" ranging from $15 to $50. Always ask your sender to choose the OUR instruction if they wish to cover all costs, or SHA to share the fees with you.
4. Frequently Asked Questions (Verified Answers)
What happens if I use the Head Office SWIFT instead of the HAI DUONG branch code?
In most cases, OCEAN COMMERCIAL ONE MEMBER LIMITED LIABILITY BANK will
automatically route the funds to your account based on your Account Number/IBAN. However,
using the local OJBAVNVX is recommended for faster processing
and lower risk of manual intervention.
Is OJBAVNVX the same as a Routing Number?
No. Routing numbers are primarily used for domestic transfers within the USA. For international transfers to Vietnam, the SWIFT code is the standard identifier used by the global banking network.
How can I verify if this code is still active?
The code OJBAVNVX for
OCEAN COMMERCIAL ONE MEMBER LIMITED LIABILITY BANK is part of the latest directory update. We
periodically refresh our database to ensure all codes for HAI DUONG are compliant
with current financial standards.
Note: Financial data changes. While OJBAVNVX is
verified for OCEAN COMMERCIAL ONE MEMBER LIMITED LIABILITY BANK, always perform a small test transfer for high-value
transactions. This resource is for educational purposes regarding the banking infrastructure in
HAI DUONG, Vietnam.