Detailed Guide: Using LOUIS DREYFUS ARMATEURS SWIFT Code for Global Transfers
When dealing with international finance, precision is paramount. The LDARFR22 Business Identifier Code (BIC) is the exclusive digital signature for LOUIS DREYFUS ARMATEURS located in SURESNES. Without this precise string of characters, your international wire transfer could be delayed, routed to the wrong intermediary, or returned with significant banking fees.
1. Understanding the 11-Character Logic
The code LDARFR22 is not a random sequence. It follows a strict ISO-9362
hierarchy that tells the global financial system exactly where your money needs to land:
- LDAR: The Bank Code representing LOUIS DREYFUS ARMATEURS globally.
- FR: The Country Code, identifying that the bank is regulated under France laws.
- 22: The Location Code, usually pointing to the SURESNES hub.
- XXX: The Branch Code, specifying this exact physical office.
2. How to Receive Money in SURESNES
If you are a resident or business owner in SURESNES, you must provide the following information to your international sender. For transactions involving LOUIS DREYFUS ARMATEURS, ensure these fields are filled accurately in the MT103 (SWIFT Message Type):
| Field Name | Required Value |
|---|---|
| Beneficiary Name | Your Full Legal Name |
| Account Number | IBAN or Regional Account Format |
| BIC/SWIFT | LDARFR22 |
| Destination Bank | LOUIS DREYFUS ARMATEURS |
| Branch Location | SURESNES, France |
3. Potential Fees & Intermediary Banking
It is important to note that a transfer to LOUIS DREYFUS ARMATEURS might not be direct. Depending on the relationship between your sender's bank and the FR banking system, an "Intermediary Bank" might be involved. These banks may deduct a "Handling Fee" ranging from $15 to $50. Always ask your sender to choose the OUR instruction if they wish to cover all costs, or SHA to share the fees with you.
4. Frequently Asked Questions (Verified Answers)
What happens if I use the Head Office SWIFT instead of the SURESNES branch code?
In most cases, LOUIS DREYFUS ARMATEURS will
automatically route the funds to your account based on your Account Number/IBAN. However,
using the local LDARFR22 is recommended for faster processing
and lower risk of manual intervention.
Is LDARFR22 the same as a Routing Number?
No. Routing numbers are primarily used for domestic transfers within the USA. For international transfers to France, the SWIFT code is the standard identifier used by the global banking network.
How can I verify if this code is still active?
The code LDARFR22 for
LOUIS DREYFUS ARMATEURS is part of the latest directory update. We
periodically refresh our database to ensure all codes for SURESNES are compliant
with current financial standards.
Note: Financial data changes. While LDARFR22 is
verified for LOUIS DREYFUS ARMATEURS, always perform a small test transfer for high-value
transactions. This resource is for educational purposes regarding the banking infrastructure in
SURESNES, France.