Detailed Guide: Using ENEL NORTH AMERICA, INC. SWIFT Code for Global Transfers
When dealing with international finance, precision is paramount. The ENNAUS33 Business Identifier Code (BIC) is the exclusive digital signature for ENEL NORTH AMERICA, INC. located in ANDOVER, MA. Without this precise string of characters, your international wire transfer could be delayed, routed to the wrong intermediary, or returned with significant banking fees.
1. Understanding the 11-Character Logic
The code ENNAUS33 is not a random sequence. It follows a strict ISO-9362
hierarchy that tells the global financial system exactly where your money needs to land:
- ENNA: The Bank Code representing ENEL NORTH AMERICA, INC. globally.
- US: The Country Code, identifying that the bank is regulated under United States laws.
- 33: The Location Code, usually pointing to the ANDOVER, MA hub.
- XXX: The Branch Code, specifying this exact physical office.
2. How to Receive Money in ANDOVER, MA
If you are a resident or business owner in ANDOVER, MA, you must provide the following information to your international sender. For transactions involving ENEL NORTH AMERICA, INC., ensure these fields are filled accurately in the MT103 (SWIFT Message Type):
| Field Name | Required Value |
|---|---|
| Beneficiary Name | Your Full Legal Name |
| Account Number | IBAN or Regional Account Format |
| BIC/SWIFT | ENNAUS33 |
| Destination Bank | ENEL NORTH AMERICA, INC. |
| Branch Location | ANDOVER, MA, United States |
3. Potential Fees & Intermediary Banking
It is important to note that a transfer to ENEL NORTH AMERICA, INC. might not be direct. Depending on the relationship between your sender's bank and the US banking system, an "Intermediary Bank" might be involved. These banks may deduct a "Handling Fee" ranging from $15 to $50. Always ask your sender to choose the OUR instruction if they wish to cover all costs, or SHA to share the fees with you.
4. Frequently Asked Questions (Verified Answers)
What happens if I use the Head Office SWIFT instead of the ANDOVER, MA branch code?
In most cases, ENEL NORTH AMERICA, INC. will
automatically route the funds to your account based on your Account Number/IBAN. However,
using the local ENNAUS33 is recommended for faster processing
and lower risk of manual intervention.
Is ENNAUS33 the same as a Routing Number?
No. Routing numbers are primarily used for domestic transfers within the USA. For international transfers to United States, the SWIFT code is the standard identifier used by the global banking network.
How can I verify if this code is still active?
The code ENNAUS33 for
ENEL NORTH AMERICA, INC. is part of the latest directory update. We
periodically refresh our database to ensure all codes for ANDOVER, MA are compliant
with current financial standards.
Note: Financial data changes. While ENNAUS33 is
verified for ENEL NORTH AMERICA, INC., always perform a small test transfer for high-value
transactions. This resource is for educational purposes regarding the banking infrastructure in
ANDOVER, MA, United States.