Detailed Guide: Using CAIXACALLOSA SWIFT Code for Global Transfers
When dealing with international finance, precision is paramount. The CCRIES2A105 Business Identifier Code (BIC) is the exclusive digital signature for CAIXACALLOSA located in CALLOSA DE ENSARRIA. Without this precise string of characters, your international wire transfer could be delayed, routed to the wrong intermediary, or returned with significant banking fees.
1. Understanding the 11-Character Logic
The code CCRIES2A105 is not a random sequence. It follows a strict ISO-9362
hierarchy that tells the global financial system exactly where your money needs to land:
- CCRI: The Bank Code representing CAIXACALLOSA globally.
- ES: The Country Code, identifying that the bank is regulated under Spain laws.
- 2A: The Location Code, usually pointing to the CALLOSA DE ENSARRIA hub.
- 105: The Branch Code, specifying this exact physical office.
2. How to Receive Money in CALLOSA DE ENSARRIA
If you are a resident or business owner in CALLOSA DE ENSARRIA, you must provide the following information to your international sender. For transactions involving CAIXACALLOSA, ensure these fields are filled accurately in the MT103 (SWIFT Message Type):
| Field Name | Required Value |
|---|---|
| Beneficiary Name | Your Full Legal Name |
| Account Number | IBAN or Regional Account Format |
| BIC/SWIFT | CCRIES2A105 |
| Destination Bank | CAIXACALLOSA |
| Branch Location | CALLOSA DE ENSARRIA, Spain |
3. Potential Fees & Intermediary Banking
It is important to note that a transfer to CAIXACALLOSA might not be direct. Depending on the relationship between your sender's bank and the ES banking system, an "Intermediary Bank" might be involved. These banks may deduct a "Handling Fee" ranging from $15 to $50. Always ask your sender to choose the OUR instruction if they wish to cover all costs, or SHA to share the fees with you.
4. Frequently Asked Questions (Verified Answers)
What happens if I use the Head Office SWIFT instead of the CALLOSA DE ENSARRIA branch code?
In most cases, CAIXACALLOSA will
automatically route the funds to your account based on your Account Number/IBAN. However,
using the local CCRIES2A105 is recommended for faster processing
and lower risk of manual intervention.
Is CCRIES2A105 the same as a Routing Number?
No. Routing numbers are primarily used for domestic transfers within the USA. For international transfers to Spain, the SWIFT code is the standard identifier used by the global banking network.
How can I verify if this code is still active?
The code CCRIES2A105 for
CAIXACALLOSA is part of the latest directory update. We
periodically refresh our database to ensure all codes for CALLOSA DE ENSARRIA are compliant
with current financial standards.
Note: Financial data changes. While CCRIES2A105 is
verified for CAIXACALLOSA, always perform a small test transfer for high-value
transactions. This resource is for educational purposes regarding the banking infrastructure in
CALLOSA DE ENSARRIA, Spain.