Detailed Guide: Using BUCKINGHAMSHIRE BUILDING SOCIETY SWIFT Code for Global Transfers
When dealing with international finance, precision is paramount. The BUCKGB2C Business Identifier Code (BIC) is the exclusive digital signature for BUCKINGHAMSHIRE BUILDING SOCIETY located in CHALFONT ST GILES. Without this precise string of characters, your international wire transfer could be delayed, routed to the wrong intermediary, or returned with significant banking fees.
1. Understanding the 11-Character Logic
The code BUCKGB2C is not a random sequence. It follows a strict ISO-9362
hierarchy that tells the global financial system exactly where your money needs to land:
- BUCK: The Bank Code representing BUCKINGHAMSHIRE BUILDING SOCIETY globally.
- GB: The Country Code, identifying that the bank is regulated under United Kingdom laws.
- 2C: The Location Code, usually pointing to the CHALFONT ST GILES hub.
- XXX: The Branch Code, specifying this exact physical office.
2. How to Receive Money in CHALFONT ST GILES
If you are a resident or business owner in CHALFONT ST GILES, you must provide the following information to your international sender. For transactions involving BUCKINGHAMSHIRE BUILDING SOCIETY, ensure these fields are filled accurately in the MT103 (SWIFT Message Type):
| Field Name | Required Value |
|---|---|
| Beneficiary Name | Your Full Legal Name |
| Account Number | IBAN or Regional Account Format |
| BIC/SWIFT | BUCKGB2C |
| Destination Bank | BUCKINGHAMSHIRE BUILDING SOCIETY |
| Branch Location | CHALFONT ST GILES, United Kingdom |
3. Potential Fees & Intermediary Banking
It is important to note that a transfer to BUCKINGHAMSHIRE BUILDING SOCIETY might not be direct. Depending on the relationship between your sender's bank and the GB banking system, an "Intermediary Bank" might be involved. These banks may deduct a "Handling Fee" ranging from $15 to $50. Always ask your sender to choose the OUR instruction if they wish to cover all costs, or SHA to share the fees with you.
4. Frequently Asked Questions (Verified Answers)
What happens if I use the Head Office SWIFT instead of the CHALFONT ST GILES branch code?
In most cases, BUCKINGHAMSHIRE BUILDING SOCIETY will
automatically route the funds to your account based on your Account Number/IBAN. However,
using the local BUCKGB2C is recommended for faster processing
and lower risk of manual intervention.
Is BUCKGB2C the same as a Routing Number?
No. Routing numbers are primarily used for domestic transfers within the USA. For international transfers to United Kingdom, the SWIFT code is the standard identifier used by the global banking network.
How can I verify if this code is still active?
The code BUCKGB2C for
BUCKINGHAMSHIRE BUILDING SOCIETY is part of the latest directory update. We
periodically refresh our database to ensure all codes for CHALFONT ST GILES are compliant
with current financial standards.
Note: Financial data changes. While BUCKGB2C is
verified for BUCKINGHAMSHIRE BUILDING SOCIETY, always perform a small test transfer for high-value
transactions. This resource is for educational purposes regarding the banking infrastructure in
CHALFONT ST GILES, United Kingdom.